Iulia Gay : Senior Associate at SJL within the Banking & Finance practice of SJL and admitted to the bar of Luxembourg as « Avocate à la Cour ».

Iulia Gay

Senior Associate at SJL with 10 years of professional experience and a member of the Banking & Finance practice of SJL.


Practice Areas

Iulia has a strong experience in the banking and financing work including advising both borrowers and lenders on a broad range of national and cross-border structured finance transactions, secured or unsecured lending and refinancing, with a particular focus on acquisition finance, real estate finance, investment funds finance, non-performing and sub-performing loan portfolios acquisitions and securitisation.


Before joining SJL, Iulia spent 6 years at Loyens & Loeff and 2 years at Crédit du Nord – Société Générale.


Iulia holds:

  • an advanced Master's degree in International Business Law and Management from ESSEC Business School, Paris (France) – 2010;
  • a Master's degree in European and International Business Law from University Paris Dauphine, Paris (France) – 2009;
  • a Master's degree in Business Law from University Paris I Panthéon-Sorbonne, Paris (France) – 2008.



Iulia is fluent in:

  • English;
  • French;
  • Romanian;
  • and has good written and verbal knowledge in German.

SJL Jimenez Lunz
Law Firm Luxembourg

2, rue Heine
L-1720 Luxembourg
T. +352 246 185 201
F. +352 246 185 2050
e-mail: Info SJL

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